TX BC 521

Texas Identity Theft Enforcement and Protection Act (Business & Commerce Code Ch. 521) — Texas Legislature

Also known as: Texas Identity Theft Enforcement and Protection Act, BC 521, Business and Commerce Code Chapter 521

At a glance

Current version
Business & Commerce Code ch. 521, as amended by SB 768 (2023)
Published 1 September 2023. source
Status
In force
Next deadline
None announced
Who must comply
Businesses that collect or maintain sensitive personal information, and any person who conducts business in Texas and owns or licenses computerized sensitive personal information. source
Authority
The Texas Identity Theft Enforcement and Protection Act; the Attorney General recovers civil penalties and seeks injunctions, and receives breach notifications. source
Last change
None recorded yet

Texas's identity theft and breach statute: a business must implement reasonable procedures to protect sensitive personal information, destroy records that hold it, notify affected individuals after a breach of system security, and report larger breaches to the Attorney General, who publishes them. Its notification duty reaches residents of other states whose own law is silent.

Recent changes

No changes recorded yet — we are watching, and nothing has been published.

Key dates

No upcoming dates
  1. Attorney General notice due within 30 days for breaches of 250 or more Texans (SB 768)
  2. Attorney General public listing of breach notifications required (HB 3746)
  3. 60-day deadline for notifying individuals takes effect (HB 4390)
  4. Chapter 521 takes effect

Amendments

  1. Business & Commerce Code ch. 521, as amended by SB 768 (2023) AmendmentCurrent text

    SB 768 (Acts 2023, ch. 246) shortened the deadline for notifying the Attorney General from the 60th to the 30th day after the breach is determined and required the electronic form. source

  2. HB 3746 (2021) Amendment

    HB 3746 (Acts 2021, ch. 496) amended the Attorney General notification requirements and required the Attorney General to post a public listing of the notifications received. source

  3. HB 3529 (2021) Amendment

    HB 3529 (Acts 2021, ch. 143), effective 1 September 2021, amended section 521.051 on unauthorized use or possession of personal identifying information. source

  4. HB 4390 (2019) Amendment

    HB 4390 (Acts 2019, ch. 1326) replaced "as quickly as possible" with a 60-day deadline for notifying individuals and required notice to the Attorney General for breaches of at least 250 Texans. source

  5. SB 1610 (2013) Amendment

    SB 1610 (Acts 2013, ch. 1368), effective 14 June 2013, amended the breach notification section 521.053. source

Show 3 older amendments
  1. HB 300 (2011) Amendment

    HB 300 (Acts 2011, ch. 1126), effective 1 September 2012, amended the breach notification section 521.053 and the civil penalty section 521.151. source

  2. HB 2004 (2009) Amendment

    HB 2004 (Acts 2009, ch. 419), effective 1 September 2009, amended the definitions (521.002), the duty to protect sensitive personal information (521.052) and breach notification (521.053). source

  3. HB 2278 (2007) – chapter 521 enacted Major version

    Chapter 521 was added by Acts 2007, 80th Legislature, chapter 885 (HB 2278), effective 1 April 2009. source

Who it applies to

Every business holding sensitive personal information, and anyone doing business in Texas who owns computerized sensitive personal information, including about residents of other states.

Security and disposal
A business must keep reasonable procedures to protect sensitive personal information and destroy customer records it will not retain; financial institutions under 15 U.S.C. 6809 are excluded (521.052). source
Breach notice
A person who conducts business in Texas and owns or licenses computerized sensitive personal information must notify affected individuals of a breach of system security (521.053(b)). source
Other states
For residents of a state that has its own breach-notice law, notice may be given under that state's law or under the Texas section (521.053(b-1)). source
Sensitive information
A name with an unencrypted SSN, driver's licence or government ID number, or financial account number with its access code; or information identifying a person and relating to health or health care payment (521.002). source

How compliance is assessed

The business notifies individuals within 60 days and the Attorney General within 30 days for breaches of 250 or more Texans, and credit agencies above 10,000 people.

Individuals
Without unreasonable delay and not later than the 60th day after determining that the breach occurred, subject to law enforcement delay (521.053(b), (d)). source
Attorney General
For breaches involving at least 250 Texas residents, as soon as practicable and not later than the 30th day, through the Attorney General's online form (521.053(i)). source
Credit agencies
If more than 10,000 persons are notified at one time, also notify nationwide consumer reporting agencies without unreasonable delay (521.053(h)). source
Public listing
The Attorney General posts a listing of the notifications received and removes each a year after it is added if no further breaches are reported (521.053(j)). source

Enforcement and penalties

The Attorney General recovers civil penalties of $2,000 to $50,000 per violation, plus up to $100 per person per day for late breach notice, capped at $250,000 per breach.

$2,000 to $50,000 per violation

Civil penalty for any violation of chapter 521 (521.151(a)). source

Up to $100 per person per day, max $250,000

For failing to take reasonable action to notify individuals under 521.053(b), per individual for each consecutive day, capped for all individuals after a single breach (521.151(a-1)). source

Injunctions
The Attorney General may seek a temporary restraining order or injunction and recover reasonable expenses, including attorney's fees and investigation costs (521.151). source

Documents

  1. Law text Business & Commerce Code chapter 521 – Unauthorized Use of Identifying Information
  2. Law text SB 768 (88th Legislature), enrolled text
  3. Law text HB 3746 (87th Legislature), enrolled text
  4. Law text HB 4390 (86th Legislature), enrolled text

Verified against official sources on 18 October 2026. We monitor the official sources for this framework. Watching since 20 September 2026. Subscribe to TX BC 521 (RSS)