Severity: Medium Amendment NZ Action required
Credit Reporting Privacy Code 2020 amended to reflect new Information Privacy Principle 3A
Original title: Credit Reporting Privacy Code 2020
- Published
- Source: privacy.org.nz
- Effective
- Not stated
- Deadline
- Not stated
- Framework: NZ Privacy Act
- Privacy Act 2020 (version as at 23 September 2026) source
Why it matters
Amendment No 1 to the Credit Reporting Privacy Code 2020 was issued in March 2026 to reflect a new Information Privacy Principle 3A (IPP3A). The code applies specific rules to credit reporters—including Centrix, Equifax, and Experian—to ensure the protection of individual privacy regarding credit information. Credit reporters must now comply with the updated principle, which replaces the previous information privacy principles framework for their operations.
What changed
- Amendment No 1 introduced to the Credit Reporting Privacy Code 2020 in March 2026
- New Information Privacy Principle 3A (IPP3A) incorporated into the code requirements for credit reporters
- Updated privacy protection rules for credit information collected, held, used, and disclosed by credit reporters
Who is affected
Credit reporters in New Zealand (Centrix, Equifax, Experian) and individuals whose credit information they hold
What to do
AI-assisted summary of the official document; the official text prevails. Not legal advice.